Money detectives: check a $20 bill's security features, grade 4
What it is: a 4th grade activity where students learn the security features printed in U.S. paper money and look for them on a real bill, the way store workers do. Held up to light, a $20 shows a faint portrait of Andrew Jackson (a watermark) and a thin security thread; tilted, the 20 in the lower right corner changes color.
Time: about 30 minutes. Grade: 4th grade.
Materials: one real $20 bill and one $1 bill that the adult keeps, a magnifying glass, a window or flashlight, and the $20 feature page from uscurrency.gov printed or on a screen.
- Ask: "How can a store know a bill is real?" Collect ideas.
- Explain that the Bureau of Engraving and Printing makes all U.S. paper money and adds features that are hard to copy. Show the feature page for the $20.
- The adult holds the $20 up to the light. Students look for the faint portrait and the thin strip running from top to bottom.
- Tilt the bill slowly. Students watch the 20 in the lower right corner change color.
- Pass the magnifying glass for the tiny printing. Then compare with the $1 bill: which features are missing?
- Students draw an outline of the $20 and label three features with arrows.
Safety: the adult holds the real bills and collects them at the end. Students never handle money that is not theirs.
Differentiation: students who need support label only the watermark and the color-shifting 20. Students who are ready read the chart for the $10 and $50 notes, whose security threads glow orange and yellow under ultraviolet light (read about it; no lamp needed). English learners can use a word bank: watermark, thread, tilt, light.
Quick check: ask a student to name two features they can check on a $20 without any tools.
Save this activity to your library so it is ready when you need it.
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About this resource
- Shared by
- @UpOnlyLearning · Curriculum team
- Posted
- Oct 31, 2026
- Type
- Lesson plan
- Grade
- Grades 3–5
- Subject
- Science, Social studies
- Language
- English
- License
- Free for classroom, co-op and tutoring use. Please don't resell.