Free Sample Workbook · Life Skills

Free 8th grade life skills worksheets, with the lesson and the answer key

One full topic — Credit, loans and debt — as a printable PDF. No payment.

30 questions18 printed pages0.6 MBPDF

Download the free sample (PDF)Or open it in your browser

PDF · 18 pages · 0.6 MB · prints on US Letter · black and white works too.

The topic inside: Credit, loans and debt

Compare loan costs using interest and fees, understand credit cards and credit scores and avoid debt traps

Managing Credit (Jump$tart)Ages 13–14

Key words

  • debt — Money you owe to someone else
  • loan — Money borrowed that must be repaid, usually with interest
  • APR — Annual percentage rate: the yearly cost of borrowing, shown as a percent
  • credit limit — The most you are allowed to borrow on a card
  • credit utilization — The share of your credit limit that you are using
  • minimum payment — The smallest amount you must pay each month to avoid a late fee

What you need at home: Paper and pencil; A calculator; A pretend loan offer and a pretend credit card statement (made by the adult); A table with columns Month, Balance, Interest, Payment, New balance.

What is in the PDF

  1. Quick Check — 10 questionsBefore you teach. It shows what the student already knows.
  2. Learn ItThe lesson you teach from: key words, step-by-step teaching with lines to read aloud, 2 worked examples and 2 common mistakes to watch for.
  3. We Do It Together — 10 questionsWorked side by side. The answer and the reason it is the answer are printed right after each question.
  4. You Try — 10 questionsThe student works alone.
  5. Answer KeyEvery question, its answer and a short explanation.

Each topic names the standard it addresses. That alignment is UpOnly Learning's own reading of the published standards; the people who own those standards do not review or endorse what we publish, and standards change.

After the sample

7 topics, 840 questions and 187 printed pages, with the answer key included. $19.99 as a PDF you print at home, as many copies as you need for your own household.

Free samples in 8th grade

Free Life Skills samples, every grade

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Questions parents ask

What exactly do I get?

One PDF of 18 pages (0.6 MB): the Credit, loans and debt topic in full — 30 questions across three sets, the lesson to teach from, and the answer key.

Do I have to pay or enter a card?

No. The PDF is free to download and free to print for students in your own household.

How does this fit the rest of the year?

Credit, loans and debt is the first of 7 topics in 8th grade Life Skills. The full workbook has 840 questions over 187 printed pages, with the answer key.

Do you publish grades above 8?

Not yet. Kindergarten through 8th grade now, high school coming soon. We announce each grade when it is ready.