Free lesson plans and activities
Coin feely bag: a 15-minute Pre-K money activity
What it is: a Pre-K money game where students reach into a cloth bag, feel one coin without looking and decide whether its edge is smooth or bumpy. It…
Next best choice: a 3rd grade opportunity cost card game
What it is: a 3rd grade economics game where students rank three choices and learn that the opportunity cost of a decision is the most valued thing they…
Is it money? A Pre-K sorting game about what money is
What it is: a Pre-K social studies game where students look at everyday objects and decide whether each one is money that people can use to buy things.…
Receipt detective: a 3rd grade money math activity
What it is: a 3rd grade math activity where students read pretend store receipts, check each line and find the one mistake hidden on each receipt: a…
How many hours of work? A 6th grade prices and wages activity
What it is: a 6th grade math activity where students turn prices into hours of work. Using the federal minimum wage of $7.25 an hour and two other…
Job charades: a kindergarten lesson on how people earn money
What it is: a kindergarten social studies game where students act out a job without words, the class guesses it, and everyone answers one question: "What…
Should students be paid for good grades? A 6th to 8th grade debate
What it is: a structured debate for grades 6 to 8 on a question many families argue about at home: should students earn money for good grades? Students…
Now or later? A kindergarten waiting game for saving
What it is: a kindergarten routine that practices the waiting part of saving. Each student chooses one sticker now or two stickers at the end of the day…
Pay stub decoder: a 7th grade lesson on gross and net pay
What it is: a 7th grade math and life skills activity where students read a pretend pay stub, find gross pay, compute the Social Security tax (6.2…
Coin riddles: a 20-minute 1st grade money game
What it is: a 1st grade math game where students solve riddles about U.S. coins using real clues: color, size, edge and value. The surprise that the dime…
Rule of 72 race: a 7th grade compound interest estimate game
What it is: a 7th grade math game where teams use the Rule of 72 to estimate how long money takes to double at different interest rates, then check with…
Extra jobs chart: a homeschool allowance routine for grades 3 to 5
What it is: a weekly routine for homeschool families and classrooms in grades 3 to 5 that separates everyday helping from paid extra jobs. NDSU Extension…
What moves a credit score? An 8th grade habit sort activity
What it is: an 8th grade life skills activity where students sort habit cards by whether they would likely help or hurt a credit score, then match each…
Count up to make change: a 2nd grade number line money game
What it is: a 2nd grade math game where students make change the way many cashiers do: they start at the price and count up to the amount paid. A tape…
Teen job rules: an 8th grade gallery walk on youth labor laws
What it is: an 8th grade gallery walk where students read short cases about 14- and 15-year-olds with jobs and decide whether each schedule follows…
Classroom jobs with paychecks: a weekly 2nd grade money routine
What it is: a weekly routine for 2nd grade where each student holds a classroom job, earns a pretend paycheck on Friday and decides whether to spend it on…
Token bank: a 5th grade game about loans and interest
What it is: a 5th grade role play where a class bank takes deposits from savers and lends tokens to borrowers. Students see that interest is the fee for…
Insurance pool dice game: an 8th grade lesson on managing risk
What it is: an 8th grade game that shows how insurance spreads risk. Each player starts with 30 tokens. Insured players pay a small premium into a shared…
Where is money safest? A 5th grade bank and deposit insurance talk
What it is: a 5th grade discussion and card activity about where people keep money. Students compare a jar at home, an insured bank account, an insured…
Belly breathing buddies: a 5-minute preschool calm-down routine
What it is: a short calm-down routine for preschool. Students lie on their backs with a small stuffed animal on their belly and watch it rise and fall as…
Shoe-tying practice board: a 20-minute kindergarten life skills activity
What it is: a kindergarten life skills activity where students practice tying a bow on a cardboard shoe with real laces before trying it on their own…
The power of yet: a 15-minute 1st grade growth mindset activity
What it is: a 1st grade growth mindset activity where students turn "I can't" into "I can't do it yet" and add one small step they can try next. Students…
Save, spend, share jars: a 30-minute 2nd grade money habits activity
What it is: a 2nd grade money habits activity where students split pretend money among three jars labeled save, spend and share, and talk about what each…
Goal ladders: a 25-minute 3rd grade goal-setting activity
What it is: a 3rd grade goal-setting activity where students choose one goal they can reach in a month, such as learning the 7s times table or reading a…
Measuring cups and fractions: a no-cook recipe for 4th grade
What it is: a 4th grade life skills and math activity where small groups follow a no-cook recipe, such as fruit and yogurt parfaits, using measuring cups…
After-school schedule planner: a 30-minute 5th grade time management activity
What it is: a 5th grade time management activity where students plan a realistic afternoon from the end of school to bedtime, fitting in homework…
Bedsheet parachute games: a 15-minute preschool movement activity
What it is: a gross motor and teamwork activity that uses an old flat bedsheet as a play parachute. Students hold the edges and follow simple calls to…
Keep it up: a 10-minute kindergarten beach ball counting game
What it is: a short movement game for kindergarten where the class stands in a circle and works together to keep a beach ball in the air, counting each…
Feel your heartbeat: a 15-minute 1st grade health and movement activity
What it is: a 1st grade health activity where students feel their heartbeat while sitting, move for 30 seconds, and feel it again. Students learn that…
Fitness dice brain break: a 10-minute 2nd grade movement game
What it is: a 10-minute brain break for 2nd grade where students roll two dice: one shows a movement and the other shows how many times to do it…
Jump rope skip counting: a 15-minute 3rd grade movement and math break
What it is: a 15-minute movement break for 3rd grade where students jump rope (or jump in place) while chanting a skip counting pattern, landing on each…
5-4-3-2-1 grounding: a 5-minute 4th grade calm-down routine
What it is: a 5-minute calm-down routine for 4th grade that uses the senses to bring attention back to the present moment: 5 things you see, 4 you can feel…
Cup stack teamwork challenge: a 25-minute 5th grade collaboration activity
What it is: a 5th grade teamwork challenge where groups of 4 build a pyramid of paper cups using only a rubber band tied to 4 strings, with no hands on…
Halloween costume budget: a $30 money activity for grades 6–8
What it is: students plan a costume on a $30 budget, comparing a store-bought costume, a do-it-yourself version and a swap, then add sales tax and decide…
Kindness paper chain: a 15-minute daily kindness activity for K–2
What it is: a kindness activity for kids in K–2 where the class adds a paper link to a chain each time someone notices a classmate being kind. It runs…
I statements role-play: a 30-minute conflict resolution activity
What it is: students practice solving everyday conflicts with "I statements" (I feel ___ when ___ because ___. I need ___.) in short partner role-plays…
Grocery budget challenge: a $40 class activity for grades 6–8
What it is: teams plan three dinners for a family of four on a $40 grocery budget, using real store flyers or a class price list. It's a grocery budget…
Spot the scam game: a 25-minute online safety activity, grades 6–8
What it is: students hear short, realistic messages (texts, pop-ups, game chats, emails) and vote scam, safe or ask first, then name the red flag. It's…
Thanksgiving food drive activity: plan a balanced donation box, 6–8
What it is: a Thanksgiving food drive activity where student teams plan a donation box that could feed a family of four for one day, using the five…
Holiday gift budget activity: shop for 4 people with $50, grades 3–5
What it is: a holiday gift budget activity where students "shop" for four people with $50, using a class price list. They add decimals, keep a running…
Would you rather, money edition: a 15-minute needs and wants game
What it is: a fast "would you rather" game where every choice is a money trade-off. Students pick a side, then explain their thinking using the words…
Coin sort and class store: a 30-minute money lesson for K–2
What it is: children sort real or play coins, learn each coin's value, then use them to "shop" at a pretend class store. It suits kindergarten through…
Common Sense Education: free digital citizenship lessons by grade
What it is: a free digital citizenship curriculum from Common Sense Education, a nonprofit. It has short lessons organized by grade on topics such as…
No ponga todos los huevos en una canasta: diversificar en 7.º
Qué es: un juego de matemáticas para séptimo grado sobre la diversificación: repartir el dinero entre varias opciones para bajar el riesgo. Cada…
Consertar ou comprar novo? Economia e consumo no 4º ano
O que é: uma atividade para o 4º ano em que os alunos analisam objetos quebrados inventados (uma mochila com o zíper estragado, um tênis descolado, um…
A armadilha do pagamento mínimo do cartão: juros no 8º ano
O que é: uma atividade de matemática para o 8º ano em que os alunos montam uma tabela de 6 meses de uma dívida inventada de cartão de crédito de 500…
O barato que sai caro: preço e qualidade no 2º ano
O que é: uma atividade de matemática e educação financeira para o 2º ano que explica o ditado "o barato sai caro". Os alunos comparam duas bolas…
Como as pessoas pagam? Pesquisa e gráfico no 5º ano
O que é: um miniprojeto de matemática e educação financeira para o 5º ano em que os alunos fazem uma pesquisa anônima sobre como as famílias pagam as…
La ventanilla del banco: depositar y retirar en primer grado
Qué es: un juego de primer grado en el que el salón tiene una ventanilla de banco de cartón. Los estudiantes llenan boletas sencillas para depositar o…
O que a propaganda quer? Anúncios e consumo no 2º ano
O que é: uma atividade para o 2º ano em que os alunos analisam anúncios inventados de brinquedos e lanches e descobrem os truques que fazem a gente…
Préstamo rápido o de la cooperativa: comparar el costo en 7.º
Qué es: una actividad de matemáticas y vida diaria para séptimo grado en la que los estudiantes comparan dos préstamos inventados de $300: uno "rápido"…
Blockchain no caderno: registro compartilhado no 8º ano
O que é: uma simulação para o 8º ano que mostra a ideia por trás das criptomoedas sem comprar nada: cada aluno tem uma cópia do mesmo registro de trocas…
Bicicleta hoy o en 12 semanas: el costo del interés en 4.º grado
Qué es: una actividad de matemáticas para cuarto grado en la que los estudiantes comparan dos maneras de conseguir una bicicleta de $120: ahorrar $10 por…
Anúncios de emprego: calcular o salário semanal no 5º ano
O que é: uma atividade de matemática para o 5º ano em que os alunos leem anúncios de emprego inventados, com valor por hora e horas por semana, e calculam…
Trabajar por cuenta propia también paga impuestos: registro en 8.º
Qué es: una actividad de vida diaria para octavo grado en la que los estudiantes llevan el registro de un pequeño trabajo por cuenta propia inventado…
Caça às moedas na areia: contagem na educação infantil
O que é: uma atividade para a educação infantil em que os alunos cavam numa bacia com areia ou papel picado, acham moedas escondidas e colocam cada uma…
Tarjeta de débito o de crédito: ¿de quién es el dinero? 5.º grado
Qué es: una actividad de quinto grado en la que los estudiantes siguen el dinero en compras inventadas y deciden si se pagaron con débito (el dinero sale…
O feijão da paciência: esperar como quem poupa, na educação infantil
O que é: uma rotina para a educação infantil que liga ciências e educação financeira: os alunos plantam um feijão no algodão e marcam no calendário cada…
La meta de la piñata: ahorrar por semanas en segundo grado
Qué es: una actividad de matemáticas para segundo grado y para familias en la que los estudiantes planean cómo ahorrar para una piñata de $12 guardando $2…
Poupar em grupo para o passeio: divisão e meta no 3º ano
O que é: uma atividade de matemática para o 3º ano em que a turma planeja uma poupança em grupo de mentirinha para um passeio de 60 dólares. Os alunos…
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