Personal finance for teens: a reading list

The reading list

1. Step 1How people earnWhat a first paycheck starts with: wages and the minimum wageEarning and Taxes6–8Teens
2. Step 2Rules for young workersThe federal rules on age and hours for teen jobsEarning and Taxes6–8Teens
3. Step 3Taxes and what they pay forWhy your paycheck is smaller than your payEarning and Taxes3–56–8Teens
4. Step 4Budgeting basicsA simple monthly plan for your moneySpending, Prices and Budgets3–56–8
5. Step 5How banks and credit unions workWhere to keep money: banks and credit unionsSaving and BankingK–23–56–8Teens
6. Step 6How borrowing worksWhat borrowing really costs: interest and APRBorrowing and Credit3–56–8Teens
7. Step 7Credit reports and scoresCredit reports and scores, and how to check yours freeBorrowing and Credit6–8Teens
8. Step 8Paying for college: student aid basicsThe free form for college and career school aidBorrowing and CreditTeens
9. Step 9Interest and timeWhy starting early matters: compound interestInvesting Basics3–56–8
10. Step 10Risk and diversificationInvesting basics: risk and spreading it outInvesting Basics6–8TeensGrown-ups
11. Step 11What is cryptocurrency?What crypto is, from the original Bitcoin paperCrypto and Digital Assets6–8TeensGrown-ups
12. Step 12Crypto risks and scamsCrypto risks and the scams to spotCrypto and Digital Assets3–56–8TeensGrown-ups
13. Step 13The Federal ReserveHow the economy is steered: the Federal ReserveThe Economy6–8Teens
14. Step 14The SECWho keeps investing fair: the SECWho Keeps Money Safe6–8TeensGrown-ups

Go deeper on crypto: Bitcoin explained, from the white paper to taxes →